Developer Documentation

MutualNest Middleware REST APIs

Technical documentation and sandbox endpoints for integrating Old Mutual Ghana’s Life Assurance, Pensions, and Ghana Card KYC compliance middleware.

HTTPS REST v1

// MutualNest Life Assurance Quotation REST API
const response = await fetch("https://api.mutualnest.oldmutual.com.gh/v1/life/quote", {
  method: "POST",
  headers: {
    "Authorization": "Bearer mutualnest_sandbox_live_8f7b319a",
    "Content-Type": "application/json"
  },
  body: JSON.stringify({
    productCode: "TERM_LIFE_GH",
    sumAssuredGhs: 100000,
    policyTermYears: 10,
    applicantAge: 32
  })
});

const data = await response.json();
console.log(data);
/*
Output:
{
  "status": "SUCCESS",
  "quoteId": "Q-891240-GH",
  "monthlyPremiumGhs": 145.50,
  "currency": "GHS",
  "underwritingResult": "AUTO_APPROVED"
}
*/

Step 1 — Account

Create Community Account

Step 2 — Sandbox

Test Endpoints

Use your sandbox API key to test quotation, pension contribution, and Ghana Card KYC endpoints with mock data.

Step 3 — Production

Go Live Approval

Submit your integration for technical review to launch live policy distribution on MutualNest.