The pathway to real innovation
You’ve got the idea and the hustle. What you’ve been missing is enterprise tooling, real rails to build on, and a corporate that actually gets back to you. Old Mutual Ghana changes that.
The gap between big corporate resources and early-stage African startups shouldn’t exist — and we’re closing it.
Designed for Both Tech Founders & Commercial Builders
Whether you write code or manage enterprise distribution, Old Mutual Ghana provides the MutualNest platform, enterprise tooling, and corporate partnership to grow your venture.
Fintech & Mobile Wallet Developers
Embed micro-pensions & savings rails
Connect your payment gateway or wallet app to MutualNest to offer automated Tier-3 pension contributions and micro-savings.
Digital Distributors & Platforms
Embedded Life Assurance policies
Embed real-time Life Assurance quotes, automated policy issuance, and benefit schedules into your web or mobile checkout.
Enterprise Software Engineers
SaaS tooling & cloud infrastructure
Leverage AWS Activate & Google Cloud grants ($100K+) to run secure microservice architectures and automated compliance checks.
Three Chapters of Support
Build your core, test on regulated rails, and partner directly with Old Mutual Ghana leadership.
Chapter 1 — Build Your CorePillar 1 — Core Innovation
Build your core stack
Instant access to over $500,000 in cloud infrastructure, CRM, and product analytics software credits to build your core product.
Chapter 2 — Disrupt on Regulated RailsPillar 2 — Disruptive Innovation
Disrupt on MutualNest rails
Connect your venture to MutualNest — Old Mutual Ghana’s middleware distribution platform for Life Assurance and Pension products.
Chapter 3 — Partner & Grow Your PeoplePillar 3 — People Empowerment
Grow your people & partner
Book a working session with our team. Pitch commercial pilots directly to Old Mutual Ghana heads with a guaranteed 48-hour response.
Core Innovation Stack
Over $500,000 in dev infrastructure, cloud credits, and enterprise growth software provided by Old Mutual Ghana.
AWS Activate
Up to $100,000 in AWS Cloud & CloudFront credits plus 1 year of 24/7 Enterprise Developer Support and Solutions Architect reviews.
Stripe Payments
First $20,000 USD in payment processing fees completely waived for card payments and digital checkout integrations.
Notion Enterprise
6 months free of Notion Plus with AI assistant features for product roadmaps, team specs, and wikis.
OpenAI API Sandbox
Direct API credits for language models, vision APIs, and automated customer workflows.
HubSpot for Startups
90% discount on HubSpot Marketing, Sales, and Service Hub Professional suites with dedicated onboarding support.
GitHub Enterprise
20 free seats of GitHub Enterprise with GitHub Copilot AI autocomplete and vulnerability scanning.
Mixpanel Analytics
Up to $50,000 USD in Mixpanel Growth Plan credits for retention cohorts, funnel analysis, and user tracking.
Zendesk for Startups
Full access to Zendesk Suite Enterprise for omnichannel support across WhatsApp, Email, and Live Chat.
Create your account to unlock the stack
Join our innovator community to request cloud grants and enterprise tooling.
MutualNest Middleware Distribution Platform
Distribute Old Mutual Ghana’s regulated Life Assurance and Pension solutions through your application.
Embed Life Assurance & Pension Products Into Your App
MutualNest connects your platform directly to Old Mutual Ghana’s financial infrastructure. Distribute life protection quotes, Tier-3 pension savings, and conduct biometric Ghana Card KYC verification without complex compliance hurdles.
Life Assurance Policy Quotation
Calculate policy premiums and benefit schedules in real time.
Micro-Pension Deposits
Automate Tier-3 mobile pension contributions and savings.
RegTech Ghana Card KYC
Biometric identity verification and AML sanctions screening.
People Empowerment
Book a working session with our team — we’ll get back to you within 48 hours.
Technical Integration Working Session
Architecture review session with Old Mutual Ghana Enterprise Architects to integrate with MutualNest.
Regulatory & Compliance Guidance
Guidance on National Insurance Commission (NIC) and NPRA pension compliance with our Legal leads.
Commercial Pilot Pitch
Pitch your partnership proposal to Old Mutual Ghana business unit heads for commercial distribution.
Our Commitment to Founders
Book a working session with our team — we’ll get back to you within 48 hours.
How It Works
A clear 4-step pathway from initial registration to commercial scaling.
Create Account
Register your account with email verification and accept Old Mutual Ghana’s T&Cs.
Get Matched
Our routing engine connects your request to the matched Old Mutual Ghana business unit lead.
Build & Meet
Access $500K dev tools, test on MutualNest sandbox rails, or attend guided working sessions.
Grow & Scale
Receive structured feedback and launch a commercial pilot with Old Mutual Ghana.
About Old Mutual Ghana
Positioning Old Mutual Ghana as the definitive partner for African innovators to access enterprise tooling, regulated financial infrastructure, and Life Assurance & Pension distribution.
Innovation Management Committee (IMC) Leadership
Kofi Mensah
Head of Digital InnovationDigital TechAma Osei
Head of Life Assurance UnderwritingLife DivisionKwame Addo
Head of Pensions & CompliancePensions DivisionFrequently Asked Questions
Everything you need to know about joining the pathway.
What is MutualNest?
−MutualNest is Old Mutual Ghana’s digital middleware distribution platform. It enables partners and developers to interface with our Life Assurance and Pension products.